Loan Type |
Up to 36 mos. APR as low as |
37-60 mos. APR as low as |
61-72 mos. APR as low as |
73-84 mos. APR as low as |
85-96 mos. APR as low as |
New Vehicle |
2.29% |
2.49% |
2.79% |
4.69% |
5.59% |
Late Model Used Vehicle |
2.69% |
2.89% |
3.99% |
N/A |
N/A |
Used Vehicle |
3.79% |
4.09% |
4.19% |
N/A |
N/A |
New Vehicle |
2.29% |
2.49% |
2.79% |
4.69% |
5.59% |
New
& Used Car Loan Rates
Rates as of Jun 20,
2022 ET.Late Model Used
Vehicles: 2021, 2022 and
2023 model years with 7,500-30,000 miles.
Used Vehicles: 2020 and older model years or any model year with over
30,000 miles. If the vehicle is 20 years or older based on the model year, the
vehicle is considered classic or antique and subject to collateral loan rates.
Direct deposit
required. This military special may expire at any time. Applicants must contact
Navy Federal by phone or visit a branch to receive the discount. Active Duty
rate discounts (which are also available for retired military members) can be
applied, subject to certain restrictions.
Credit and collateral
subject to approval. Rates subject to change and are based on creditworthiness,
so your rate may differ.
New Vehicles: 2021, 2022 and 2023 model years with 7,499 miles or
less. Minimum loan amount is $30,000 for terms of 85-96 months.
Payment example: New auto loan of $20,000 for 36 months at 2.29%
APR will have a monthly payment of $576.
Late Model Used
Vehicles: 2021, 2022 and
2023 model years with 7,500-30,000 miles.
Used Vehicles: 2020 and older model years or any model year with
over 30,000 miles.
If the vehicle is 20 years or older based on the model year, the vehicle is
considered classic or antique and subject to collateral loan rates.
Navy Federal Credit
Union is in no way responsible for any product, service, purchase or lease
provided by or through the Navy Federal Car Buying Service, TrueCar, CARFAX,
TruStage, Liberty Mutual or SiriusXM.
CARFAX is a registered
trademark of CARFAX, Inc.
Liberty Mutual
Insurance is made available through the TruStage® Auto & Home Insurance
Program. TruStage Auto & Home Insurance Program is made available by
TruStage Insurance Agency, LLC. Coverage provided and underwritten by Liberty
Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley
Street, Boston, MA 02116 USA.
© 2022 Liberty Mutual
Insurance. Discounts are not available in all states, and discounts vary by
state. Certain discounts apply to specific coverages only.
To the extent
permitted by law, applicants are individually underwritten; not all applicants
may qualify. A consumer report from a consumer reporting agency and/or motor
vehicle report will be obtained on all drivers listed on your policy where
state laws and regulations allow.
Please consult your
policy for specific coverages and limitations. The insurance offered is not a
deposit, and is not federally insured, sold or guaranteed by Navy Federal
Credit Union. Navy Federal Credit Union enables this insurance program to be
offered and is entitled to compensation from TruStage Insurance Agency, LLC.
Navy Federal Credit
Union is in no way responsible for any products or services provided by or
through TruStage, Liberty Mutual or their affiliates, subsidiaries, and
insurance company partners.
© TruStage Insurance
Agency 2022
AUT-3890383.2-0422-0524
TrueCar operates the
Navy Federal Car Buying Service. Navy Federal is not responsible for any
purchase, lease or service provided by or through the Navy Federal Car Buying
Service.
The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.
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